The Guaranty 4 Annuity with Market Value Adjustment Provision is a consumer-oriented Single Premium Deferred Annuity that is an attractive alternative to CDs and other taxable investments. The Guaranty 4 Annuity offers a 4 year interest rate declared monthly on new issues, and that rate is guaranteed for the full four years!
Beginning on the first day of the fifth policy year, your annuity will earn a portfolio interest rate, which may go up or down, but will never be less than the policy’s minimum guaranteed rate. The minimum guaranteed rate for all 2012 contracts throughout the life of the policy is 1.00% *.
There are no front end sales charges or annual fees, so 100% of your money works for you!
The Guaranty 4 Annuity gives you a multitude of flexible features to fit your personal needs.
* Based on the 5 Year Constant Maturity Treasury (CMT) Rate reported by the Federal Reserve as of the last business day of the prior year. The minimum guaranteed rate will never be less than 1% or more than 3%.
All policies must be approved by the State Insurance Department or appropriate regulatory authority in the applicant's resident state.
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